Category Archives: Wise Real Estate Tips

How to Buy A Foreclosed Home

By Kristal Kraft Denver Realtor | Published: June 6, 2011

This week I was speaking to a lady who is thinking about purchasing a home on her own.  She’s very handy at fixing up properties and has done it in the past with a spouse.  Now that she’s on her own (no spouse), she’s decided to try to put her creative talents to work by [...]

Posted in Wise Real Estate Tips | Tagged , , , , , | Leave a comment

Your Delinquent Mortgage Affects Your FICO Score

By Kristal Kraft Denver Realtor | Published: May 2, 2011

Denver Foreclosure Information Working with homeowners in distress often brings many questions.  Some questions I can answer with ease, others I have to look to others to find. When it comes to your FICO score there are certain factors that effect it.  FICO Scores use mathematical models taking into account various factors in each of [...]

Posted in Wise Real Estate Tips | Tagged , , , , , | Leave a comment

2 Big Time Lenders Get Loose ~ With Lending

By Kristal Kraft Denver Realtor | Published: February 14, 2011

Wells Fargo and Quicken Loans have come public saying they will lend to borrowers with a 580 FICO score or better. This may not be so surprising to many as this has been the guidelines all along.  Well supposedly, in reality the banks CAN lend at 580 FICO or above, but don’t. HUH?  Sound contradictory, [...]

Posted in Wise Real Estate Tips | 2 Comments

Denver Real Estate Talking Points

By Kristal Kraft Denver Realtor | Published: July 8, 2010

We’ve all be anxiously awaiting the Denver real estate statistics to see how sales went after the tax rebate was over.  The results are in and frankly we are a little surprised.  The numbers are better than we expected. July 8, 2010 The average sales price jumped 10% in June over the month of May, [...]

Posted in Wise Real Estate Tips | Tagged , , , , , , | 1 Comment

Bank of America? Too Big to Fail? Well Listen Up You Just Got An F-

By Kristal Kraft Denver Realtor | Published: June 12, 2010

Bank of America RIP This is a tale of misplaced loyalty, abuse, incompetence, anger and hours of wasted time. Yes we had a closing today, Friday.  It was the closing that was scheduled to happen yesterday and before that on Tuesday, before that on Monday only because the lender couldn’t get their act together and [...]

Posted in Wise Real Estate Tips | 4 Comments

  • Begin Your Home Search Here

    Search the entire Metro Denver MLS-IDX, receive updates as homes come on the market. Save and track your favorites. Get started now.

  • Explore Metro Denver



  • Welcome to Denver Dwellings where I write about Denver real estate trends, where to live, eat, play and how to buy or sell a house in Colorado. This part of the world is where I call home, it is a place I love and I hope that joy shows through!