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	<title>Denver Real Estate and Relocation &#187; Wise Real Estate Tips</title>
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	<link>http://www.kristalsellsdenver.com/denverdwellings</link>
	<description>Kristal Kraft...Selling Denver and the &#039;Burbs!</description>
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		<title>How to Buy A Foreclosed Home</title>
		<link>http://www.kristalsellsdenver.com/denverdwellings/how-to-buy-a-foreclosure/4143/</link>
		<comments>http://www.kristalsellsdenver.com/denverdwellings/how-to-buy-a-foreclosure/4143/#comments</comments>
		<pubDate>Tue, 07 Jun 2011 05:09:26 +0000</pubDate>
		<dc:creator>Kristal Kraft Denver Realtor</dc:creator>
				<category><![CDATA[Wise Real Estate Tips]]></category>
		<category><![CDATA[buyer]]></category>
		<category><![CDATA[denver foreclosures]]></category>
		<category><![CDATA[fannie mae]]></category>
		<category><![CDATA[fix up real estate]]></category>
		<category><![CDATA[Freddie Mack]]></category>
		<category><![CDATA[HUD Homes]]></category>

		<guid isPermaLink="false">http://www.kristalsellsdenver.com/denverdwellings/?p=4143</guid>
		<description><![CDATA[<p><a href="http://www.kristalsellsdenver.com/denverdwellings">Denver Real Estate and Relocation</a><br/><br/>Post from: <a href="http://www.kristalsellsdenver.com/denverdwellings/">Denver Dwellings</a></p>
Denver Real Estate and RelocationPost from: Denver Dwellings This week I was speaking to a lady who is thinking about purchasing a home on her own.  She&#8217;s very handy at fixing up properties and has done it in the past with a spouse.  Now that she&#8217;s on her own (no spouse), she&#8217;s decided to try [...]
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<li><a href='http://www.kristalsellsdenver.com/denverdwellings/colorado-foreclosures-year-end-update/157/' rel='bookmark' title='Colorado Foreclosures Year End Update'>Colorado Foreclosures Year End Update</a></li>
<li><a href='http://www.kristalsellsdenver.com/denverdwellings/realtytracs-2009-foreclosure-report-gives-reason-for-optimism/3280/' rel='bookmark' title='RealtyTrac&#8217;s 2009 Foreclosure Report Gives Reason For Optimism'>RealtyTrac&#8217;s 2009 Foreclosure Report Gives Reason For Optimism</a></li>
<li><a href='http://www.kristalsellsdenver.com/denverdwellings/new-foreclosures-rise-total-inventory-remains-stable-in-october/294/' rel='bookmark' title='New Foreclosures rise, total inventory remains stable'>New Foreclosures rise, total inventory remains stable</a></li>
</ol>]]></description>
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		<item>
		<title>Your Delinquent Mortgage Affects Your FICO Score</title>
		<link>http://www.kristalsellsdenver.com/denverdwellings/fico-score-delinquent-mortgage/4023/</link>
		<comments>http://www.kristalsellsdenver.com/denverdwellings/fico-score-delinquent-mortgage/4023/#comments</comments>
		<pubDate>Mon, 02 May 2011 15:32:38 +0000</pubDate>
		<dc:creator>Kristal Kraft Denver Realtor</dc:creator>
				<category><![CDATA[Wise Real Estate Tips]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[deed in lieu]]></category>
		<category><![CDATA[defaults]]></category>
		<category><![CDATA[FICO Score]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[short sale]]></category>

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		<description><![CDATA[<p><a href="http://www.kristalsellsdenver.com/denverdwellings">Denver Real Estate and Relocation</a><br/><br/>Post from: <a href="http://www.kristalsellsdenver.com/denverdwellings/">Denver Dwellings</a></p>
Denver Real Estate and RelocationPost from: Denver Dwellings Denver Foreclosure Information Working with homeowners in distress often brings many questions.  Some questions I can answer with ease, others I have to look to others to find. When it comes to your FICO score there are certain factors that effect it.  FICO Scores use mathematical models [...]
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<li><a href='http://www.kristalsellsdenver.com/denverdwellings/talking-credit-score/1118/' rel='bookmark' title='FICO 08 Upping your Credit Score'>FICO 08 Upping your Credit Score</a></li>
<li><a href='http://www.kristalsellsdenver.com/denverdwellings/credit-score/4092/' rel='bookmark' title='Facts about Your Credit Score'>Facts about Your Credit Score</a></li>
<li><a href='http://www.kristalsellsdenver.com/denverdwellings/myths-fictions-and-facts-regarding-credit-scores/329/' rel='bookmark' title='Myths, Fictions and Facts regarding credit scores'>Myths, Fictions and Facts regarding credit scores</a></li>
</ol>]]></description>
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		<item>
		<title>2 Big Time Lenders Get Loose ~ With Lending</title>
		<link>http://www.kristalsellsdenver.com/denverdwellings/580-fico-score/3915/</link>
		<comments>http://www.kristalsellsdenver.com/denverdwellings/580-fico-score/3915/#comments</comments>
		<pubDate>Mon, 14 Feb 2011 23:14:40 +0000</pubDate>
		<dc:creator>Kristal Kraft Denver Realtor</dc:creator>
				<category><![CDATA[Wise Real Estate Tips]]></category>

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		<description><![CDATA[<p><a href="http://www.kristalsellsdenver.com/denverdwellings">Denver Real Estate and Relocation</a><br/><br/>Post from: <a href="http://www.kristalsellsdenver.com/denverdwellings/">Denver Dwellings</a></p>
Denver Real Estate and RelocationPost from: Denver Dwellings Wells Fargo and Quicken Loans have come public saying they will lend to borrowers with a 580 FICO score or better. This may not be so surprising to many as this has been the guidelines all along.  Well supposedly, in reality the banks CAN lend at 580 [...]
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<li><a href='http://www.kristalsellsdenver.com/denverdwellings/fico-score-delinquent-mortgage/4023/' rel='bookmark' title='Your Delinquent Mortgage Affects Your FICO Score'>Your Delinquent Mortgage Affects Your FICO Score</a></li>
<li><a href='http://www.kristalsellsdenver.com/denverdwellings/stated-income-loans/485/' rel='bookmark' title='Predatory Lenders are Scum'>Predatory Lenders are Scum</a></li>
</ol>]]></description>
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		<title>Denver Real Estate Talking Points</title>
		<link>http://www.kristalsellsdenver.com/denverdwellings/denver-real-estate-statistics-3/3682/</link>
		<comments>http://www.kristalsellsdenver.com/denverdwellings/denver-real-estate-statistics-3/3682/#comments</comments>
		<pubDate>Fri, 09 Jul 2010 05:02:22 +0000</pubDate>
		<dc:creator>Kristal Kraft Denver Realtor</dc:creator>
				<category><![CDATA[Wise Real Estate Tips]]></category>
		<category><![CDATA[absorption rate]]></category>
		<category><![CDATA[days on makret]]></category>
		<category><![CDATA[Denver market statistics]]></category>
		<category><![CDATA[Denver Real Estate]]></category>
		<category><![CDATA[homes for sale]]></category>
		<category><![CDATA[homes for sale Denver values]]></category>
		<category><![CDATA[real estate inventory]]></category>

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		<description><![CDATA[<p><a href="http://www.kristalsellsdenver.com/denverdwellings">Denver Real Estate and Relocation</a><br/><br/>Post from: <a href="http://www.kristalsellsdenver.com/denverdwellings/">Denver Dwellings</a></p>
Denver Real Estate and RelocationPost from: Denver Dwellings We&#8217;ve all be anxiously awaiting the Denver real estate statistics to see how sales went after the tax rebate was over.  The results are in and frankly we are a little surprised.  The numbers are better than we expected. July 8, 2010 The average sales price jumped [...]
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<li><a href='http://www.kristalsellsdenver.com/denverdwellings/denver-real-estate-october-2010/3856/' rel='bookmark' title='Denver Real Estate Points to Ponder'>Denver Real Estate Points to Ponder</a></li>
<li><a href='http://www.kristalsellsdenver.com/denverdwellings/denver-real-estate-july-2010/3767/' rel='bookmark' title='Denver Real Estate &#8211; What&#8217;s Happening in July 2010?'>Denver Real Estate &#8211; What&#8217;s Happening in July 2010?</a></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Bank of America? Too Big to Fail?  Well Listen Up You Just Got An F-</title>
		<link>http://www.kristalsellsdenver.com/denverdwellings/boa-not-wonderful/3605/</link>
		<comments>http://www.kristalsellsdenver.com/denverdwellings/boa-not-wonderful/3605/#comments</comments>
		<pubDate>Sat, 12 Jun 2010 07:29:43 +0000</pubDate>
		<dc:creator>Kristal Kraft Denver Realtor</dc:creator>
				<category><![CDATA[Wise Real Estate Tips]]></category>

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		<description><![CDATA[<p><a href="http://www.kristalsellsdenver.com/denverdwellings">Denver Real Estate and Relocation</a><br/><br/>Post from: <a href="http://www.kristalsellsdenver.com/denverdwellings/">Denver Dwellings</a></p>
Denver Real Estate and RelocationPost from: Denver Dwellings Bank of America RIP This is a tale of misplaced loyalty, abuse, incompetence, anger and hours of wasted time. Yes we had a closing today, Friday.  It was the closing that was scheduled to happen yesterday and before that on Tuesday, before that on Monday only because [...]
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<li><a href='http://www.kristalsellsdenver.com/denverdwellings/bank-of-america-dont-mess-texas/3699/' rel='bookmark' title='Bank of America Now Gets to Deal with Texans!'>Bank of America Now Gets to Deal with Texans!</a></li>
<li><a href='http://www.kristalsellsdenver.com/denverdwellings/buy-bank-owned-home-denver-colorado/1263/' rel='bookmark' title='How to buy a bank owned home in Denver, Colorado'>How to buy a bank owned home in Denver, Colorado</a></li>
</ol>]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>15-Minute Fixes For Around The Home</title>
		<link>http://www.kristalsellsdenver.com/denverdwellings/15-minute-fixes-home-projects/3448/</link>
		<comments>http://www.kristalsellsdenver.com/denverdwellings/15-minute-fixes-home-projects/3448/#comments</comments>
		<pubDate>Sun, 11 Apr 2010 12:45:11 +0000</pubDate>
		<dc:creator>Real Estate News</dc:creator>
				<category><![CDATA[Wise Real Estate Tips]]></category>
		<category><![CDATA[DIY]]></category>
		<category><![CDATA[The Today Show]]></category>

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		<description><![CDATA[<p><a href="http://www.kristalsellsdenver.com/denverdwellings">Denver Real Estate and Relocation</a><br/><br/>Post from: <a href="http://www.kristalsellsdenver.com/denverdwellings/">Denver Dwellings</a></p>
Home maintenance is an ongoing project. There's always something to do around the house, or something to fix. The problem is, you may not have the time, or the skills, to get it done yourself. In this 4-minute piece from The Today Show on NBC, you'll see some projects are quite simple.
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		</item>
		<item>
		<title>Interest Rates &#8211; What&#8217;s the Low Down?</title>
		<link>http://www.kristalsellsdenver.com/denverdwellings/interest-rates-2/3339/</link>
		<comments>http://www.kristalsellsdenver.com/denverdwellings/interest-rates-2/3339/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 09:31:30 +0000</pubDate>
		<dc:creator>Kristal Kraft Denver Realtor</dc:creator>
				<category><![CDATA[Wise Real Estate Tips]]></category>
		<category><![CDATA[denver home purchase]]></category>
		<category><![CDATA[Denver Real Estate]]></category>
		<category><![CDATA[FED]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

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		<description><![CDATA[<p><a href="http://www.kristalsellsdenver.com/denverdwellings">Denver Real Estate and Relocation</a><br/><br/>Post from: <a href="http://www.kristalsellsdenver.com/denverdwellings/">Denver Dwellings</a></p>
Denver Real Estate and RelocationPost from: Denver Dwellings Funny how when things are good people, tend to forget that things are good, and good things don&#8217;t necessarily last forever.  I&#8217;m referring to interest rates. The other day, a client made mention of a &#8220;high interest rate&#8221; being 6%.  It struck me funny,although I didn&#8217;t laugh.  [...]
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</ol>]]></description>
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		<title>FHA is Changing Rules and the Scope of Qualifying for Buyers</title>
		<link>http://www.kristalsellsdenver.com/denverdwellings/fha-rule-changes/3330/</link>
		<comments>http://www.kristalsellsdenver.com/denverdwellings/fha-rule-changes/3330/#comments</comments>
		<pubDate>Sat, 30 Jan 2010 20:15:11 +0000</pubDate>
		<dc:creator>Kristal Kraft Denver Realtor</dc:creator>
				<category><![CDATA[Wise Real Estate Tips]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FICO scores]]></category>
		<category><![CDATA[fix and flippers]]></category>
		<category><![CDATA[Up Front MIP]]></category>

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		<description><![CDATA[<p><a href="http://www.kristalsellsdenver.com/denverdwellings">Denver Real Estate and Relocation</a><br/><br/>Post from: <a href="http://www.kristalsellsdenver.com/denverdwellings/">Denver Dwellings</a></p>
Denver Real Estate and RelocationPost from: Denver Dwellings Recent announcements by FHA will have impacts on our spring time (and beyond) buyers.  The rules mean more money down and higher payments, here&#8217;s the scoop: Beginning April 1, 2010 the Upfront MIP is increasing from 1.75 to 2.25.  (MIP is the Mortgage Insurance Premium that all [...]
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</ol>]]></description>
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		<item>
		<title>Home Values Rose In November 2009 By Another 0.7 Percent</title>
		<link>http://www.kristalsellsdenver.com/denverdwellings/home-values-rising/3319/</link>
		<comments>http://www.kristalsellsdenver.com/denverdwellings/home-values-rising/3319/#comments</comments>
		<pubDate>Fri, 29 Jan 2010 13:45:05 +0000</pubDate>
		<dc:creator>Real Estate News</dc:creator>
				<category><![CDATA[Wise Real Estate Tips]]></category>
		<category><![CDATA[Case-Shiller]]></category>
		<category><![CDATA[Home Price Index]]></category>
		<category><![CDATA[HPI]]></category>

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		<description><![CDATA[<p><a href="http://www.kristalsellsdenver.com/denverdwellings">Denver Real Estate and Relocation</a><br/><br/>Post from: <a href="http://www.kristalsellsdenver.com/denverdwellings/">Denver Dwellings</a></p>
Reporting on a two-month lag, the government said home values rose 0.7 percent in November. National home prices are at their highest point since February 2009. But before we look too much into the FHFA's Home Price Index, it's important that we're cognizant of its shortcomings; the most important of which is its lack of real-time reporting. 
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</ol>]]></description>
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		<title>A Simple Explanation Of The Federal Reserve Statement (January 27, 2010 Edition)</title>
		<link>http://www.kristalsellsdenver.com/denverdwellings/a-simple-explanation-of-the-federal-reserve-statement-january-27-2010-edition/3318/</link>
		<comments>http://www.kristalsellsdenver.com/denverdwellings/a-simple-explanation-of-the-federal-reserve-statement-january-27-2010-edition/3318/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 19:30:07 +0000</pubDate>
		<dc:creator>Real Estate News</dc:creator>
				<category><![CDATA[Wise Real Estate Tips]]></category>
		<category><![CDATA[Fed Funds Rate]]></category>
		<category><![CDATA[FOMC]]></category>

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		<description><![CDATA[<p><a href="http://www.kristalsellsdenver.com/denverdwellings">Denver Real Estate and Relocation</a><br/><br/>Post from: <a href="http://www.kristalsellsdenver.com/denverdwellings/">Denver Dwellings</a></p>
The Federal Open Market Committee voted to leave the Fed Funds Rate within its target range of 0.000-0.250 percent. In its press release, the FOMC noted that the U.S. economy âhas continued to strengthenâ, that the jobs markets is getting better, and that financial markets are supportive of growth.
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</ol>]]></description>
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