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	<title>Comments on: One Size Bandaid Fits All</title>
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	<description>Kristal Kraft...Selling Denver and the &#039;Burbs!</description>
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		<title>By: Home Equity Loan: Low Interest Rate Mortgage Loan &#187; One Size Bandaid Fits All</title>
		<link>http://www.kristalsellsdenver.com/denverdwellings/one-size-bandaid-fits-all/609/comment-page-1/#comment-600</link>
		<dc:creator>Home Equity Loan: Low Interest Rate Mortgage Loan &#187; One Size Bandaid Fits All</dc:creator>
		<pubDate>Thu, 29 Nov 2007 15:25:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.kristalsellsdenver.com/2007/11/27/one-size-bandaid-fits-all/#comment-600</guid>
		<description>[...] BeZaa had some great ideas on this topic.You can read a snippet of the post here.So I ask, if the lender is required by law to renegoiate a note that is currently delinquent, with a borrower who now has bad credit (they are in bankruptcy) how long with these new terms last? How long can a mortgage lender afford to &#8230; [...]</description>
		<content:encoded><![CDATA[<p>[...] BeZaa had some great ideas on this topic.You can read a snippet of the post here.So I ask, if the lender is required by law to renegoiate a note that is currently delinquent, with a borrower who now has bad credit (they are in bankruptcy) how long with these new terms last? How long can a mortgage lender afford to &#8230; [...]</p>
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		<title>By: Kristal Kraft</title>
		<link>http://www.kristalsellsdenver.com/denverdwellings/one-size-bandaid-fits-all/609/comment-page-1/#comment-599</link>
		<dc:creator>Kristal Kraft</dc:creator>
		<pubDate>Thu, 29 Nov 2007 04:47:50 +0000</pubDate>
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		<description>Candy ~ Glad you agree with me.  Do you remember the cartoon in the Asbury Park Press that had a picture of a cart?  Underneath the cart it said, &quot;If everyone wants to ride, who is going to pull?&quot;

That&#039;s what&#039;s happening now.  Everyone want to ride.</description>
		<content:encoded><![CDATA[<p>Candy ~ Glad you agree with me.  Do you remember the cartoon in the Asbury Park Press that had a picture of a cart?  Underneath the cart it said, &#8220;If everyone wants to ride, who is going to pull?&#8221;</p>
<p>That&#8217;s what&#8217;s happening now.  Everyone want to ride.</p>
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		<title>By: candy</title>
		<link>http://www.kristalsellsdenver.com/denverdwellings/one-size-bandaid-fits-all/609/comment-page-1/#comment-598</link>
		<dc:creator>candy</dc:creator>
		<pubDate>Thu, 29 Nov 2007 02:52:07 +0000</pubDate>
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		<description>Good call Kris,
   As a house wife of 37 years who has mostly kept us on budget, buying what we can afford, not what I&#039;ve been told  we can afford, I agree.  When I heard that they are trying to pass legislation to solve the problem of buyers taking on more than they can afford,and or the lenders that are lending to them, my first question was, why should We (who live within our means) have to pay or bail out those who don&#039;t live within their means, and when the &quot;government&quot; pays, it&#039;s out of our pockets.
 I understand it&#039;s tempting, how many credit card offers do I shred in a month, but when or if you get yourself in trouble you certainly don&#039;t LEARN anything if there is no consequence. And as you get older and learn to look beyond yourself, and at the big picture, you see how harmful this scenario is to our Country as a whole.
  So a little common sense, if you take on more than you can afford you might lose it and if you make too many credit offers or loans to poor risks you might go out of business,I agree with you Kris, things will adjust. You are one smart Realtor, not to mention a heck of a friend :-)</description>
		<content:encoded><![CDATA[<p>Good call Kris,<br />
   As a house wife of 37 years who has mostly kept us on budget, buying what we can afford, not what I&#8217;ve been told  we can afford, I agree.  When I heard that they are trying to pass legislation to solve the problem of buyers taking on more than they can afford,and or the lenders that are lending to them, my first question was, why should We (who live within our means) have to pay or bail out those who don&#8217;t live within their means, and when the &#8220;government&#8221; pays, it&#8217;s out of our pockets.<br />
 I understand it&#8217;s tempting, how many credit card offers do I shred in a month, but when or if you get yourself in trouble you certainly don&#8217;t LEARN anything if there is no consequence. And as you get older and learn to look beyond yourself, and at the big picture, you see how harmful this scenario is to our Country as a whole.<br />
  So a little common sense, if you take on more than you can afford you might lose it and if you make too many credit offers or loans to poor risks you might go out of business,I agree with you Kris, things will adjust. You are one smart Realtor, not to mention a heck of a friend <img src='http://www.kristalsellsdenver.com/denverdwellings/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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