Tag Archives: financing

Colorado’s Conforming Loan Limit for 2013

By Kristal Kraft Denver Realtor | Published: December 3, 2012

The Federal Housing Finance Agency (FHFA) announced that conforming mortgage loan limits for 2013 shall remain unchanged from the previous year. Explanation of a “Conforming Loan Limit” Loans that are made to individuals are sold on what is known as the “secondary market.” It is common practice for a local lender to sell a loan, [...]

Buying Your First Home

By Kristal Kraft Denver Realtor | Published: November 9, 2011

There has never been a better time to purchase a home. First time buyers are finding with the low interest rates and relatively low home prices, they can afford a much nicer home than they could in the past. If you are insure of the process, watch this tutorial on Buying Your First Home. It [...]

Posted in Buyer Tips | Also tagged buyer agent, buyers broker, buying a home, Denver Real Estate, first home, tutorial home purchase | Leave a comment

Have we lost all common sense?

By Kristal Kraft Denver Realtor | Published: October 17, 2009

Here’s a parody of what it is like to purchase a bank owned home in today’s market. Sad but true the conversation is very realistic. Best enjoyed with a Cabernet or perhaps a nice stout beer. Unfortunately there’s so much truth to this it makes me want to cry.

Posted in Humor | Also tagged bank owned, colorado, Denver Real Estate, FHA, investors, loans, real estate, reo | 2 Comments

100 Denver Real Estate and Relocation Tips in 100 Days Summarized

By Kristal Kraft Denver Realtor | Published: July 10, 2009

It was a blog marathon of sorts, Larry and I compiled a list of topics and then day by day wrote about Denver Real estate, buying and selling homes and whatever we felt a consumer would like to know about the area. It was tough to keep on schedule but we did it, never missing [...]

Posted in Wise Real Estate Tips | Also tagged 100 Rea, 100 real estate and relocation tips, absorption rate, buying a home, Colorado Foreclosure, Denver Real Estate, Denver Real Estate Trends, first time buyer, home purchase, Investment, relocation, Relocation to Denver | 2 Comments

First Home Purchase Process

By Kristal Kraft Denver Realtor | Published: February 29, 2008

Home ownership is the American Dream come true. No where on earth is becoming a home owner easier than it is in the U.S! Owning a home is part of our heritage and the desire to put down roots is strong. The home ownership path is not always as easy as one would like. First [...]