Tag Archives: Mortgage

Denver Mortgage Loan Limits for FHA

By Kristal Kraft Denver Realtor | Published: March 3, 2009

As government tries to grapple with the economic crises the FHA loan limits have changes 3 times in recent months.  Once they were decreased and twice they were increased.  At the present time the FHA Mortgage Limits in Denver are at $406,250 and the new 1-family limit for Boulder County is $460,000.  Limits are higher [...]

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The Scoop on Obama’s Refinancing Initiative

By Kristal Kraft Denver Realtor | Published: February 22, 2009

Lately the most difficult problem facing home owners who wish to refinance their homes its their lack of 20% equity in their home.  Many home owners find themselves in this position because they:

purchased with little or no money down
neighborhood values have depreciated or remained flat
borrowed or refinanced recently

Actually any or all of the above reasons [...]

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If I Were a First Time Home Buyer

By Kristal Kraft Denver Realtor | Published: October 16, 2008

If there ever was a perfect climate for a first time buyer to purchase a home, it is now. Why is that? Because there are bargains in both home prices and available financing terms! A combination like this allows a first time buyer to obtain more of a home for their money [...]

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Denver Real Estate ~ Upside Down Mortgage

By Kristal Kraft Denver Realtor | Published: March 7, 2008

Homeowners who need to sell their property right now are finding they owe more than the home is worth. This is a tough problem to face. How can it happen?
There are several reasons why the mortgage on a home exceeds its value:

Real estate values in the neighborhood have declined, due to an over [...]

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Knowing your numbers

By Kristal Kraft Denver Realtor | Published: January 22, 2007

Our lives are filled with  numbers, phone numbers, speed dial, security codes, social and credit card numbers.  Those aren’t the only numbers important to know.  When you start to purchase a home it’s important to know your numbers … before you start looking.
Buying a home is a major investment and there are many things [...]

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