April 14, 2022

Housing Bubble Talk

Is there a housing bubble in Denver?

Housing Bubble? Yes or No?

There is a justifiable concern about the possibility of a housing crash. Many people, in and out of the real estate industry painfully remember 2009-2013. But, we have to remind everyone that inventory is very different today. There are simply more people wanting to buy a home than there are homes available, and the number of buyers has been rising. 2021 just finished with 6.1 million homes sold. We have high buyer demand, coupled with low inventory. This is a significantly different fundamental than when the bubble burst in 2009 and the truth is that the people who are purchasing these homes can afford them this time.

Posted in Current Events
March 31, 2022

Thursday Tips

Denver Real Estate Statistics - February 2022

Dec. 3, 2019

Verona Condo - SOLD

When it comes to looking for a new home many thoughts come to mind.  As an active adult usually one wants to be close to important amenities while shedding those repetitive tasks that no longer hold excitement to do, by that I mean yard work, exterior painting, and shoveling snow!  UGH! 

At Verona, a homeowner can be part of a community that feels the same way! Life is too short to spend it doing things you don't want to do anymore. Let's enjoy time by doing what we want to do! 

Verona is a 55+ community where the exterior yard work is lovely and maintained by professionals. The community was built for the decerning owner, who likes upscale amenities, spacious living, and nearby conveniences. You can sit on your patio while enjoying a cold sip of tea while watching others work!  How delightful!


Your activity, when mood strikes might be to take a leisurely hike on the tree-lined Highline Canal that runs adjacent to the property. Or maybe you prefer to jog or ride a bike, either way, works. The Highline Canal Trail runs for miles and miles meandering through several counties of Metro Denver.

Nearby you will find the Highlands Ranch Town Center where in the summer you can stroll through the Farmer's Market or enjoy dinner at the Pub or perhaps a treat of ice cream from Cold Stone Creamery.  


A few minutes away is the new CU Specialty Care Hospital and Kaiser Permanente. In the other direction is Littleton Hospital.

If shopping is on your mind, Aspen Grove is less than 10 minutes away, just take Sante Fe north a few miles.

From Mineral Station on Sante Fe, you can enjoy a Lightrail ride into Denver or if necessary Denver International Airport.  

Verona is so convenient to all of these amenities!



The condo for sale has the most sought-after features, it is located on the ground floor and is an "end unit." The building is entered via your own garage or by security code.  Unit #101 has two bedrooms plus a den (which could also be a 3rd bedroom). The unit is an open concept with the kitchen, dining and living area all open to one room.  This allows more flexibility for your lifestyle.  Use the dining room or not, the choice is yours to make!  The custom kitchen has a built-in breakfast bar which is perfect for socializing during dinner parties or simply easier when you want an informal meal.

From the living area, there is a door exiting to the large covered patio.  Currently, the community is being built out, there is construction happening, but don't fear, construction doesn't last forever!  When complete the patio will have a green space in front of it, providing a nice buffer between this condo and the ones being built.

View the photos of the unit to get a good idea of what it looks like.  If you are interested in seeing the condo, please call your broker or call me. (303)589-2022 Let's get you in to see this lovely home as soon as possible!


Master Suite

Master Suite 5-Piece Bath and huge walk-in closet


Another view of master bath

Separate Laundry room with cabinets and broom closet


Music Room/Den (note closet and French doors this could be a 3rd bedroom/guest room)


2nd Bedroom

Covered Patio (rear exit door, great for walking the dog!)


Address: 2320 Primo Road #101, Highlands Ranch, CO 80129

Price: $479,000

MLS #: 7704626

Sq. Foot Finished: 1609 sf living area

Bedrooms 2-3 (3rd bedroom is currently being used as a Music Room/Den. It has a small closet)

Bathrooms: 5-piece master suite bath, full main bath 

Fireplace, bar, gas range, granite countertops, hickory plank flooring, tile in bathrooms

Garage: 2 car tandem

Year built: 2013 (one owner, gently lived in!)



Posted in Homes for sale
Nov. 13, 2019

Spacious Home by Cook Park! SOLD

Located in the desirable Lynwood neighborhood, this spacious 4-bedroom, 3-bath home has multiple living areas.  The previous owners needed more space, so they converted the garage into a Big Bonus Room.  This home is a tri-level with a basement, the lower garden level is sunny and above ground offering a family room with fireplace, bedroom, laundry, and bath. There is a convenient door to the outside for those times when you want to go directly to the laundry!  The upper level has lovely wood floors in all 3 of the bedrooms.  On the main level is an updated kitchen, living room with fireplace (the previous owner used it for a formal dining room).1804 S. Pontiac Way

If you love a nice yard, this corner lot will delight you!  There are several mature trees (please forgive the fallen leaves in the photo) The trees provide shade in the summer and are a refreshing change from the suburbs where there are only little tiny trees!

There are two patios, one in the front of the former garage, where it is quietly hidden behind a fence. The other is just off the kitchen in the rear yard.  This area too is private from the neighbors.


There is a free-standing oversized 2-car garage in the side-yard. Additional parking on a concrete surface is located right next to the garage so your company or family doesn't need to park in the street.  Inside the garage is a workbench. There is an unfinished "attic" area in the garage if someone wanted to use it for additional storage.


Kitchen builtins

For a home built-in 1966, this one is in very good shape. The previous owners have updated the kitchen and bathrooms. There is wood or tile flooring throughout, with carpet in the lower level only.

The living room/dining room (your choice!) has a bay window looking out to the front yard.  I can see a lazy kitty living here!

The neighborhood is popular because of all the conveniences close by. For those who love to exercise, Cook Park is a 5-minute walk or slow jog away.  Cook Park offers trails, open space, and other sports for the family.  Restaurants are close by no matter which way you go.  

If you would like more information about his house or want to see it, please call your broker or call me.  I'm happy to show it to you!  Kristal @ 303-589-2022

Price $489,900.00

Sq. Footage: 2133 finished, 511 unfinished basement, 2644 total

Lot size: 7000 sq. ft.

Taxes: $2504 (2018)

MLS #3482479 . 

Address: 1804 S. Pontiac Way, Denver, CO 80224


Posted in Homes for sale
Sept. 6, 2019

If you built it, it would look like this! - SOLD

Sold and Closed.

Everyone dreams of having a wonderful home where you can relax, entertain friends and be close to all the amenities you enjoy.  5020 Stuart Street


This home has all those features!  Built in 2013, the floorplan is open, full of natural light, well located and free of maintenance issues!


Built with the flair of a modern farmhouse, the kitchen is the intended gathering place!  The focal point is the massive butcher block island which allows for food prep and socializing!  The cabinets with glass doors will allow for guests to “find” what they are looking for and allow you to Show off that lovely cookware!  A gas range, under the counter microwave, and pantry will support your cooking endeavors.

5020 Stuart St Dining Room


The eat-in space in the kitchen provides extra space. There is a side door to the covered, wrap-around porch, perfect for grabbing that morning cup and enjoying it outdoors while you watch the world pass by.


Modern Farmhouse


The home has been thoughtfully outfitted with Hunter Douglas window coverings throughout.  Additionally, the bedrooms have blackout shades for those times when it’s necessary to sleep during the day.


5020 Stuart master suite


Upstairs are 3 bedrooms, including a master suite with a walk-in closet, and a 5-piece bathroom.  The bath was completed with a tile floor, shower and quartz countertops. All easy to maintain.


5020 Stuart Street closet


5020 Stuart Street bath


The basement is fully finished with the same quality workmanship as the rest of the house.  A 4th bedroom, full bath and family room make inviting space for those out-of-town guest who will appreciate having the privacy of their own level!


5020 Stuart St Family Room

5020 Stuart #4 Bedroom

As backyards go, this one is big!  The back deck overlooks the well-maintained grassy lawn. There is a nice sidewalk leading to the two-car garage so you don’t get your feet muddy when going into the house. The yard if fully fenced for privacy.


5020 Stuart St backyard


The location is most desirable.  The tree-lined street is quiet, but convenient with a 10-minute walk to Regis University, the Shops on Tennyson, a mere “driver” away from Willis Case Golf Course and if you must, 4 minutes to I-70!


If all this sounds good to you, call your broker or me for a showing. Do it soon, so you don’t regret missing out.


Take a walk through:




Price: $899,000

MLS # 3933696

Posted in Homes for sale
July 19, 2019

Urban Living in Modern Home - SOLD

1156 S. Lincoln St., Denver, CO 802210

Sold and Closed

These days everyone wants the convenience of living in the city, close to restaurants, coffee shops, and the grocery store.  Not many people care about having a huge yard to maintain, or do they enjoy the pain of having to update worn-out systems found in an old home!  When a new home in the city comes up for sale it is rare!

View on Google Map

Take a look at this lovely, nearly new home that has been "gently lived-in."  The location boasts so many local amenities, I worry that I'll miss some! It is less than a block to Sprouts, a few blocks from the popular Pearl St. restaurants, coffee shops, and just off-Broadway, on a quiet neighborhood street!  

In case you aren't familiar with Platte Park North, the neighborhood is a "mixed-use" newer community with a variety of housing.  Built as a TOD - "Transportation Oriented Development" residents can live here without having to worry about driving a car!  The RTD Lightrail Pearl Street Station is a short walk away.  From there a homeowner can go north to Downtown, Denver International Airport or south to the Denver Tech Center in a matter of minutes.  TOD neighborhoods are very popular and homes in these areas hold their value, because of the sheer convenience of them!

Enough about the area, let's talk about the inside of the home, where most people live!  The first thing you will notice is the lovely wood floors, neutral in color but clean and classy leading throughout the home. The floor plan is very bright and open. The home is oriented so the morning and daytime sun lights the interior.  The front door faces west.  The floor plan is excellent for a work-at-home person. The office/den is toward the front door, so if one has to meet clients, they can step inside to the office without having to traipse through the entire house.  The homeowner can enjoy working at the desk while looking to the street.  The den has a sliding barn door to close for privacy.

The great room offers a wonderful kitchen with breakfast bar, gas cooktop, two ovens, microwave, and walk-in pantry.  Even if you aren't a great cook you can practice to be one, or at least look the part! Beyond the kitchen, the homeowner had a fabulous wine bar with cooler builtin.  This space elevates the home to a great place to entertain friends or simply enjoy nesting on the weekend while streaming movies in front of the fireplace.

Upstairs is a spacious master retreat and two additional bedrooms plus a separate laundry room. The basement is huge and the full footprint of the house.  It was built deep (not like those old houses!) so if and when the new homeowner decides to finish it, there's plenty of room to do whatever they want without having to duck!

Enjoy the photos, view the floorplan and watch the Matterport WalkThrough by following this link

Address: 1156 S. Lincoln St, Denver, CO
MLS #4128679 REColorado Link

Price: $885,000

Sq. Ft. 3530

Year built: 2015

3 bedrooms/3 baths

2-car garage

Call your agent or Kristal Kraft to schedule a showing 303-589-2022.

Posted in Homes for sale
Aug. 17, 2018

Parade of Homes 2018

If you love touring homes, don't miss the 2018 Parade of Homes!  Open now on Thursday, Friday, Saturday and Sundays through August 26!  Make plans now so you don't miss it!

Aug. 17, 2018

The Closing Process - How Long Should it Take?

Closing Closing Time how long does it take

From Contract to Closing - How Long Should it Take?

Now that you have decided to purchase a home how long will it take until it's actually your home?  Well that depends.

Every state has a different process, but in general we all do the same things, we just do the differently.  Colorado is a "Table Closing State" meaning we all go to a closing, usually at the Title Company and the Title Representative or Escrow Agent "closes" the deal.  When done the buyers get the keys and they officially own the home.

Getting to the closing table can take a couple of different paths.  If the transaction is all cash, it can happen quickly in 7-10 days.  However if the transaction involves buyer financing, it take longer.

A typical Colorado Sale will need to complete the following:

  • An executed contract signed by all parties
  • Earnest money deposited
  • Title work ordered and delivered
  • Due diligence documents delivered & reviewed
  • HOA documents delivered and reviewed
  • Inspections of a buyer's choice; home inspection, radon test, sewer scope, etc.
  • Inspection resolution
  • Appraisal ordered, completed and delivered
  • Loan package completed, underwritten
  • Buyer walk through prior to closing

While most of these items proceed in a timely fashion, it does take time to go through each step.  Buyer's incur fees for inspections and appraisals.  If there is concern that a home will require more work than a buyer is wiling to do and the seller refuses to do, than a buyer may not want to order an appraisal until the inspection objection is passed.

A typical closing can comfortably occur within 30 days from the offer to purchase being accepted.  The longest process is the appraisal and underwriting.  One cannot occur until the other is completed.

Every transaction comes with unique circumstances.  It is best to consider the needs of both parties and set expectations up within the reality of what is possible.  Buying and selling a home is a very emotional process, so adding to the stress of the transaction by rushing a process that can't be rushed is best avoided!

Discuss your needs and expectations with your Realtor when writing your offer to be sure everyone understands and can live with the deadlines.  

Posted in Buyer Tips
Aug. 16, 2018

Bankruptcy and Foreclosure Waiting Periods

Denver Real Estate

After the financial crisis which started around 2008, many homeowners found it necessary to give up their homes either by filing bankruptcy or letting the lender foreclosure.  These actions came not only with emotion, but penalties for buying a new home.  Fortunately, the penalties do not last forever!

When it come to financing a new home purchase, each type of financing has different rules.  Here's how they break out:

Chapter 7 Bankruptcy

  • Conventional loan = 4 years discharge date
  • FHA loan = 2 years discharge date
  • VA loan = 2 years from discharge date

Chapter 13 Bankruptcy

  • Conventional loan = 2 years from discharge date
  • FHA loan = 1 year of payment period must elapse (requires approval of the court)
  • VA loan = 1 year of payment period must elapse (requires approval of the court)


  • Conventional loan = 7 years from the recording date of Public trustee's Deed
  • FHA loan = 3 years from recording date of Public Trustee's Deed
  • VA Loan = 2 years from recording date of Public Trustee's Deed

It is important to note, in addition to the waiting period, the borrower must establish good credit again.  To do that it might be helpful to talk to a lender. They can help you with suggestions on how to do regain good credit.

Everyone needs a place to live.  Renting only makes sense for people who are not settled in an area for at least 2 years or more.  Over 2 years, renting stops making sense.  Owning a home is wise.  Is it time to be a homeowner again?

Posted in Buyer Tips
May 21, 2018

The Crossing Guards

Nature protects their young just as we humans do!  I so enjoyed watching about 25 goslings and their parents cross the street.