I could have sworn I wrote a post about a deal I'm working on.  It's a repeat of a repeat, I let a client walk into a bank and go with the loan officer on floor.

Luck of the draw was not working that day.

This gal is clueless.  So totally clueless I wonder how she manages to get through the day.

She failed to order an appraisal until AFTER the deadline.  When I would call to confirm how the process was going, she tell's me her job was done WEEKS ago. She's only waiting on the appraisal.


The appraisal is PART of the loan process.  If the home does not appraise there's  no loan.


After 3 conversations with her, she still doesn't get this.

My client is fine, his loan will happen, hopefully if the ditzy lender doesn't do something really dumb.

I worry about the others that come along, the ones who may not have buyer representation to follow up and follow through, babysit the contract.

I wonder if they have any idea the biggest transaction of their life is in the hands of a ding dong dummy.

Trusting this ding dong is like walking blindfolded across the freeway. Some will make it, some won't.